What better way to save time and money than with direct deposit.  With direct deposit you can have your paycheck, pension, Social Security, or other recurring payment sent directly to DuTrac Community.  The funds will be available first thing in the morning on your payday and we can then distribute the funds among your accounts and loans.  

Payroll deduction, if offered through your employer, allows you to have a predetermined amount taken automatically from your paycheck and sent directly to DuTrac Community for distribution to any of your accounts or loans.     

Automatic transfers are internal transfers that allow you to move funds for various reasons.  Loan payments can be set up with automatic transfers so your payments will never be late, as long as funds are available.  Automatic transfers can be set up on a monthly, bi-weekly, or weekly basis.  Setting up automatic transfers can save you valuable time and money.  You will need to contact a Financial Service Consultant in order to set up automatic transfers at (563) 582-1331 or (800) 475-1331. 

How do I set this up?
When setting up direct deposit or payroll deduction you will need to know your account number and the routing number to DuTrac Community.  Both of these numbers can be found on the bottom of your DuTrac Community checking/share draft account check. (See picture below.)  The first string of 9 numbers is the routing number, 273974549, while the second string of numbers are your checking/share draft account number.  Your checking/share draft account number may have zero's preceding it; these zeros can be left off.  If you would like your check deposited into your checking account you will need to use the second string of numbers as your account number, however, if you would like to deposit your check into your savings you will only need your savings account number.

If you would like your incoming funds to be distributed to various loans, savings accounts or checking accounts you will need to contact a Financial Service Consultant in order to set that up at (563) 582-1331 or (800) 475-1331.