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Open an account at DuTrac.

As a credit union, we were founded by members, for members. Rather than pocketing profits, our success results in benefits for our members—better loan rates, higher savings rates, and a variety of products and services.

If you live or work in any of the 34 counties we serve, you’re eligible to become a DuTrac member.

or

If you have a family member who is currently a DuTrac member, you’re eligible to become a DuTrac member.

Field of Membership

Iowa

  • Allamakee
  • Benton*
  • Black Hawk*
  • Buchanan
  • Cedar
  • Clayton
  • Clinton
  • Delaware
  • Dubuque
  • Fayette
  • Iowa*
  • Jackson
  • Jasper*
  • Johnson
  • Jones
  • Linn
  • Louisa
  • Marshall*
  • Muscatine
  • Poweshiek*
  • Scott
  • Tama*
  • Winneshiek

Illinois

  • Carroll*
  • Henry
  • Jo Daviess
  • Rock Island
  • Stephenson*
  • Whiteside
  • Winnebago*

Wisconsin

  • Crawford*
  • Grant
  • Iowa*
  • Lafayette*

 

*Indicates counties added in 2022.

  • Members are also required to open a Share Savings account with a balance of $5.00
  • Social Security Number or Individual Taxpayer Identification Number
  • One of the following forms of identification: Driver’s License, U.S. State ID, Resident Alien ID Card (Green Card), Passport or U.S. Military ID
  • A way to fund your account, such as a credit card, check or cash
  • Phone number & email address
  • Current physical and mailing addresses
  • Personalized retirement, insurance, and investment services
  • Trust and managed investment services
  • TruStage Insurance products and programs
  • Savasaurus Kids Club®
  • Surcharge-free ATMs
  • Free notary services
  • Coin counting machines at all branches
  • College scholarship program
  • Invest in America program provides discounts and special offers to credit union members on a variety of products and services
  • Safe deposit boxes and safekeeping boxes
  • Discounted tickets to area attractions:
    • Adventureland Park* Adventureland Park discount tickets are available for $37.99 plus tax and fee – a savings of more than $30 from the average gate price. Visit www.adventurelandresort.com/book-and-buy/tickets to purchase your discounted ticket(s). Click on Group Tickets and click on buy now on the Credit Union tab. Make sure to provide discount code: CREDITUNION (must be all caps, no spaces, not plural) when purchasing your ticket(s). Tickets will be emailed to you. Visit www.adventurelandresort.com for additional information on hours of operation, directions and parking. There is no discount for parking. Please note: Adventureland Park is a cashless park. They only accept payments such as debit and credit cards and prepaid cards. Guests have free access to Cash-to-Card kiosks at the front gate and guest services.
    • Lost Island Waterpark/Themepark* *SOLD OUT for the 2024 season* Lost Island Waterpark/Themepark discount tickets are available for $29.50 for the Waterpark and $42.50 for the Themepark. Tickets are available at any Dubuque, Dyersville or Monticello branch location. Visit Lost Island Waterpark for park information.

*Tickets are valid for one day during the 2024 season. Children three (3) and under are free.

Join us today!  Complete an application online or in person at your nearest location.

 

Apply Online

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All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet from Thursday, October 10 starting at 4:00 p.m. through Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.