Lending Services

Mechanical Repair Coverage

An auto loan is more than just about getting the right rate. It’s also about having the right protection. With DuTrac’s optional Mechanical Repair Coverage* (MRC) you have help to pay for covered repairs when an unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars! You can’t choose when your vehicle breaks down, but you can choose to lessen your financial burden when it does.

Advantages of Mechanical Repair Coverage include:

  • A choice of protection levels, with various deductible options and terms/mileage plans.
  • Hassle-free claim payments made directly to licensed repair facilities in the U.S. and Canada.
  • Coverage may be transferred if the vehicle is sold to a private party or canceled at any time on a pro rata basis.
  • Coverage can be purchased when you buy your vehicle, when you take out a loan to purchase your vehicle, or when you refinance your loan from another institution.
*Vehicles used for a commercial purpose are not eligible for MRC protection.

If you have further questions regarding DuTrac Community Credit Union’s products or services, please contact one of our highly qualified financial services consultants by e-mail at members@dutrac.org, in person at any of DuTrac’s convenient locations or by phone at (563) 582.1331, or (800) 475.1331.

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