Educational Opportunities

BizKid$ Lesson Plan Topics

This project has received funding through a grant from the National Credit Union Foundation.

  • BizKid$ Basics: Learn budgeting basics, credit insurance, taxes, saving and how to make smart purchases to avoid debt.
  • Careers: Learn about career options, ethics, taxes paycheck deductions and how to overcome failure.
  • Credit & Debit: Learn what is good credit, how to use credit wisely, how to get a good credit score, the impact of too much debt and how to get out of debt.
  • Entrepreneurship: Learn brainstorming ideas, marketing, selling, managing income and expenses, growing a business and “green” business ideas.
  • Financial Markets & The Economy: Learn about stock exchanges, economic cycles, financial institutions, global economy, and how the value of money is created.
  • Financial Planning: Learn about fianancial goal setting, budgeting, compound interest and financial planning.
  • Personal Finances: Learn tips of saving and investing, budgeting, money math, financial planning and how to use power of compound interest.

Contact Karen at (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.


Financial Literacy Fairs

DuTrac’s financial literacy fair proposal utilizes 13 different “booths” with DuTrac staff at each booth to assist students in making decisions based on their income, real-life anticipated expenses and works within a budget framework we help students develop.

This event teaches students how to budget for making on-time, monthly payments after they are out of high school. It will also provide hands-on experience with writing checks, filling out a check register, balancing their checks and learning about loans, etc.

Contact Karen at (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.



What is NEFE?
The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.

What is the NEFE High School Financial Planning Program?
The NEFE High School Financial Planning Program (HSFPP) is a six-unit program providing teens with a greater understanding of and ability to manage their personal finances in the areas of goal setting, budgeting, and saving. The program uses unique games, simulations, case studies, and interactive exercises to provide hands-on experience for students to test and apply the financial principles and concepts being taught. Its six units function as “mini” courses that can be completed in as few as ten classroom hours.

What Does It Teach Students?

  • Identify and prioritize their personal money management goals
  • Develop a budget
  • Track their income and spending to stay within their budget
  • Understand the cost of using credit
  • Protect their assets as they begin to accumulate money
  • Comprehend the impact of time on the value of their money? Especially important in reaching savings goals

DuTrac will provide a financial services professional to help teach the HSFPP in the classroom. While team-teaching is not a requirement, it has been found that the combined talents of an experienced teacher and a volunteer financial advisor offer the greatest benefit to high school students.

How Can I Participate?
To put this program to work in your school or community, simply contact Kirby Snitker at or by phone at (563) 582.1331 or (800) 475.1331 to request an HSFPP Information Kit. This kit explains how the program works in the classroom and contains a copy of the Student Guide and the forms needed to request the materials.



DuTrac Community Credit Union 2016-2017 Academic Scholarship Program

The 2016-2017 DuTrac Academic Scholarship Program is available to graduating seniors who are members in good standing for at least one year at DuTrac.

Up to seven (4 – $500 and 3 – $1000) non-renewable scholarships will be awarded to qualified students who plan to attend a credited community college, trade school, technical college or university.

There are two options available to apply for this scholarship:

  •  Entrants must write and essay with a minimum of 500 words double-spaced OR create a 60-90 second in length video spotlighting the following topic:
    Financial institutions have yet to unlock the secret to serving young American effectively. How can DuTrac attract and engage young adult consumers — ages 18-25 as members?

Essay and video entries must be submitted by Friday, March 25, 2016.

Click here for complete rules and the scholarship application.


2016 Warren A. Morrow Memorial Scholarship

The Iowa Credit Union foundation is offering a scholarship program for high school students planning to enter college. This high school scholarship competition will award a total of $3750. The first place prize is $1500, second place is $1000, third place is $750 and fourth place is $500. The non-traditional scholarship category will award two $1000 scholarships.

Entrants must have an account established in his or her own name and be a member in good standing for at least one year at DuTrac. The high school scholarship is open to any high school student classified as a senior with a projected graduation date of 2016. The post-high school scholarship is open to any adult student who is entering or attending an accredited undergraduate, graduate or vocational program.

Click here for complete guidelines and the scholarship application.


Dubuque Area Labor-Management Council 2016 Education-to-Employment Grant Program

The Council’s Education-to-Employment Grant Program awards up to nine grants of $1000 each to individuals intending to work in Dubuque, Jo Daviess or Grant counties at the completion of their educational program.

More information will be available at a later date about this scholarship.

Please continue to check this page for complete guidelines, detailed entry requirements and application instructions or contact Karen at (563) 585.8584 or (800) 475.1331, ext. 8584.