Refinancing your vehicle loan is as easy as 1-2-3!

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You’re in the driver’s seat.

Move your existing vehicle loan to DuTrac and enjoy the benefits:

1% LESS – Receive up to 1%* less interest than you’re currently paying for the remaining term of your vehicle loan from another financial. If DuTrac’s standard rate is even lower, you’ll receive the lower rate.

$200 CASH – Receive a $200 cash bonus** when you refinance an eligible loan over $20,000 from another lender to DuTrac.

3 MONTHS – When you refinance your vehicle loan with DuTrac you can schedule your first payment to occur up to 90 days later.***

*A minimum rate of 2.54% applies. All loans are subject to DuTrac Community Credit Union lending policies, product term limits and credit qualification. Verification of employment may be required. Must be 18 years old to qualify for a loan. **Cash back bonus amount is $200 for loans $20,000 or greater. Cash back bonus is $100 for loans greater than $10,000 and less than $20,000. The cash back bonus will be deposited into the members account after DuTrac receives the title with our lien, proof of insurance listing DuTrac and the member makes their first payment. ***If you postpone your payment, finance charges will still accrue on your loan balance during the payment deferral period and will increase the total amount to repay the loan. This offer is not valid to refinance existing DuTrac Community Credit Union loans. Does not apply to real estate, home equity, share secured, personal loans, personal lines of credit or business loans. If you participate in this offer: 1) you may receive Form 1099-NEC at year end; 2) the cash back award will be forfeited and added to the payoff amount if the loan is closed within 6 months of opening. Rates, terms, and offer are subject to change at any time. Membership with a $5.00 savings account at DuTrac Community Credit Union is required to participate in the offer. This promotion is valid through October 31, 2021.