As we celebrate the season of giving, enjoy a gift from us.

Father and daughter at Thanksgiving table

In gratitude for your business and loyalty in 2021, enjoy a gift from us to wrap up the year: earn triple points when you use your Platinum Rewards credit card in November and December.

That means you’ll receive three points for every $1 you spend. Points can be redeemed for cash back, gift cards, travel rewards or merchandise with the uChoose Rewards program.

Only our Platinum Rewards cards are eligible to earn points. This includes both the consumer Platinum Rewards Mastercard and the Business Platinum Rewards Mastercard.

You earn points wherever your Mastercard is accepted. This promotion does not apply to cash advances or balance transfers.

If you return or cancel an item, points to your account are reversed from that sale.

There are no caps or limits on the number of points Mastercard Platinum and Business Mastercard Platinum card members may earn.

It can take up to 30 business days for your points to be credited to your account and you must accumulate one point before you can start redeeming.

To view your points earned, login to PC Branch and click on your credit card. From there, click into “Card Info Access” to retrieve your credit card information. The uChoose Rewards link will be connected through their logo on the left-hand side of the page.

Afterwards, you can redeem for any number of things by simply looking for “Total Points Available for Redemption” on the “Point Details” page on the uChoose Rewards site to see how many points you have available.

You can then visit the “Redeem Points” page to choose from millions of options whether you prefer products, travel experiences, activities, event tickets, gift cards, make a deposit to a checking account or receive cash back.

Points will expire three years from the end of the month in which they were posted and a maximum of 200,000 points per year can be earned.

If you choose cash back when redeeming your points, cash will be given back in the form of a credit on your Mastercard credit card statement. A minimum amount of 2,500 points is needed to redeem cash back.

Our Platinum Rewards credit cards are for those members with the best credit. You can learn more about our credit card options and apply online at:

Applications are subject to credit approval.

I still have questions. Who can I contact?

Email us at or call (563) 582-1331 to talk with a financial services consultant.

*Qualified transactions must be posted between November 1 and December 31, 2021 to be eligible for triple rewards. Refer to DuTrac’s terms and conditions at if you have questions about your Rewards program. Your standard APR for Mastercard Platinum and Business Mastercard Platinum is variable and will vary with the market based on the 13-week U.S. Government Treasury Bill. Foreign transaction fee of 1% of transaction amount will apply.