Commercial Equipment Loans

Does your business have a need for new or additional equipment, furniture, fixtures or vehicles? DuTrac Community Credit Union has the loans with terms that will help make it happen.

If you are thinking about leasing new equipment, do not sign that agreement just yet. In many cases, a commercial loan can be more cost effective and more beneficial than leasing.

When you own your equipment outright, you can sell your old equipment and upgrade to new equipment as your business dictates. You also have equity in the equipment you own, which you can use as collateral for additional financing.

Taking out an equipment loan may also offer some tax benefits. Please contact your tax advisor for the specific IRS and state income tax guidelines to determine your business deductions.

If you have further questions regarding DuTrac’s business equipment loans, please contact Jeff Waller, Business Lending Manager, by email at or by phone at (800) 475.1331 ext. 7256, Travis Phelan, Commercial Lender, by email at or by phone at (800) 475.1331, ext. 8518 or Dennis Naranjo, Commercial Lender, by email at or by phone at (800) 475.1331., ext. 7258.

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