Pay your bills on time All of them, every time, period. Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk. Those consumers having the highest average FICO scores have a utilization of 7%.FICO’s scoring systems don’t differentiate between those who pay revolving credit sources, e.g. credit cards, in full each month and those who carry a balance. A utilization rate at the time a lender...
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Social security and your retirement seminars – January 11 + 12
Join DuTrac Financial Group on Wednesday, January 11, at 6 p.m. at the Holiday Inn Express & Suites, 2080 Holliday...
No, that’s not the IRS texting you about a tax refund. It’s a scam.
IRS impersonators have been around for a while. But as more people get to know their tricks, they’re switching it up....
Beware of the Google Voice scam
If there’s one constant among scammers, it’s that they’re always coming up with new schemes, like the Google Voice verification...
2022 Holiday Kids Concerts
DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re...
How to recognize a phone scam
Telephone scammers impersonate people they believe you know or trust. They pretend to be attorneys, police officers, creditors, and even...
Fraud prevention begins with awareness
Keeping your financial and personal information secure is a top priority at DuTrac. From text alerts for our checking account...