Learn

Home » Connect » Learn
Seven tips to improve your credit

Seven tips to improve your credit

Pay your bills on time All of them, every time, period.  Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk. Those consumers having the highest average FICO scores have a utilization of 7%.FICO’s scoring systems don’t differentiate between those who pay revolving credit sources, e.g. credit cards, in full each month and those who carry a balance. A utilization rate at the time a lender...

Read More
Beware of the Google Voice scam

Beware of the Google Voice scam

If there’s one constant among scammers, it’s that they’re always coming up with new schemes, like the Google Voice verification...

Read More
2022 Holiday Kids Concerts

2022 Holiday Kids Concerts

DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re...

Read More
How to recognize a phone scam

How to recognize a phone scam

Telephone scammers impersonate people they believe you know or trust. They pretend to be attorneys, police officers, creditors, and even...

Read More