Learn

Home » Connect » Learn
Seven tips to improve your credit

Seven tips to improve your credit

Pay your bills on time All of them, every time, period.  Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk. Those consumers having the highest average FICO scores have a utilization of 7%.FICO’s scoring systems don’t differentiate between those who pay revolving credit sources, e.g. credit cards, in full each month and those who carry a balance. A utilization rate at the time a lender...

Read More
Secure your accounts and devices

Secure your accounts and devices

By making a few changes to your devices and accounts, you can maintain security against outside parties’ unwanted attempts to...

Read More
Investment scams and what to know

Investment scams and what to know

Because you might be planning for retirement, several investment scams have targeted individuals looking to safeguard their cash. From pyramid...

Read More