DuTrac offers a multitude of free, online financial calculators designed to help you with your financial planning. Interactive calculators, dynamic graphs and customizable reports are some of the features that make DuTrac’s calculators useful and helpful tools. These financial calculators are not guarantees of future credit.
Whether you’re calculating a loan payment, savings rate, or funds needed at retirement, the following calculators can help you manage your current – and future – financial life so you can plan for a bright future.
Scroll down or choose one of the following categories to find the right financial calculator to fit your needs:
- Mortgage Calculators
- Auto & Motor Vehicle Calculators
- Savings & Retirement Calculators
- General Loan Calculators
- Home Finance Calculators
Mortgage Calculators
There are many financial decisions involved in purchasing or refinancing a home. The calculators DuTrac provides can help you decide the best mortgage solution:
- Balloon Mortgage Calculator
- Mortgage APR Calculator
- Mortgage Loan Calculator
- Mortgage Payoff Calculator
- Mortgage Qualifier Calculator
- Mortgage Required Income Calculator
- Refinance Breakeven Calculator
- Payment Calculator (Bi-weekly)
- Payment Calculators for an Existing Mortgage (Bi-weekly)
Auto and Vehicle Calculators
How much car can you buy based on your monthly payment? What would your monthly payment be? Should you lease your next automobile or finance it? Use these calculators to help you answer these questions:
- Auto Loan Calculator
- Auto Rebate vs. Low Interest Financing Calculator
- Dealer Financing vs. Credit Union Financing Calculator
- Lease or Buy Calculator
Savings and Retirement Calculators
Finding out your earnings, savings or investments can assist you in formulating a strategy to accumulate wealth. These calculators may help:
- Compound Interest Rate and Your Return Calculator
- CU Certificate Calculator
- Individual 401(k) Calculator
- Net Worth Calculator
- Retirement Income Calculator
- Retirement Nest egg Calculator
- Savings Calculator
General Loan Calculator
These calculators will estimate your monthly loan payments for three loans at the same time. You can also compare the total payments and total interest paid for different interest rates, loan terms and monthly payments. They will also show you the breakdown between principal and interest in your mortgage payments:
Home Finance Calculators
Managing your monthly budget and checkbook can be difficult and frustrating. One of the most important aspects of controlling the budget is determining where money is going. These home budget calculators can help you:
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. DuTrac cannot and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. DuTrac encourages you to seek personalized advice from qualified professionals regarding all personal finance issues.