Educational Opportunities

DuTrac’s Academic Scholarship Program is now available to graduating seniors who are members in good standing for at least one year with DuTrac.

Up to seven (4 – $500 and 3 – $1,000) non-renewable scholarships will be awarded to qualified students who plan to attend an accredited community college, trade school, technical college or university.

There are two different options available to apply for this scholarship.

*Type and submit an essay, double-spaced, containing a minimum of 500 words, or
*Create a 60-90 second in length video on the following topic:

Lifestyle of celebrities or the wealthy are often portrayed in the media. If you could switch places with a celebrity or someone who is/was wealthy (living or no longer living), who would it be and describe your lifestyle as this person.

Please make sure to read rules and guidelines.  Incomplete applications or information not submitted will be invalid and not included in the judging process.

Rules, guidelines and judging can be found here.
Online application can be found here.
Online honors and awards application can be found here.

Essay and video entries must be submitted by Friday, March 30, 2019. For complete scholarship guidelines visit: or contact Karen at 563.585.8584.

DuTrac employees and their immediate family members are not eligible for the DuTrac Academic Scholarship.

Dubuque Area Labor–Management Council 2019 Education Scholarship & Skilled Trade Scholarship Program

The Council’s Education & Skilled Trade Scholarship Programs award up to ten scholarships in total, in the amount of $1,000 each, to individuals intending to work in Dubuque, Jo Daviess or Grant counties at the completion of their educational program.

The deadline for the Dubuque Area Labor Management Education & Skilled Trade Scholarship is Friday, March 15, 2019. 

For more information or to apply online click “here”.

BizKid$ Lesson Plan Topics

This project has received funding through a grant from the National Credit Union Foundation.

  • BizKid$ Basics: Learn budgeting basics, credit insurance, taxes, saving and how to make smart purchases to avoid debt.
  • Careers: Learn about career options, ethics, taxes paycheck deductions and how to overcome failure.
  • Credit & Debit: Learn what is good credit, how to use credit wisely, how to get a good credit score, the impact of too much debt and how to get out of debt.
  • Entrepreneurship: Learn brainstorming ideas, marketing, selling, managing income and expenses, growing a business and “green” business ideas.
  • Financial Markets & The Economy: Learn about stock exchanges, economic cycles, financial institutions, global economy, and how the value of money is created.
  • Financial Planning: Learn about fianancial goal setting, budgeting, compound interest and financial planning.
  • Personal Finances: Learn tips of saving and investing, budgeting, money math, financial planning and how to use power of compound interest.

Contact Karen at (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.

Financial Literacy Fairs

DuTrac’s financial literacy fair proposal utilizes 13 different “booths” with DuTrac staff at each booth to assist students in making decisions based on their income, real-life anticipated expenses and works within a budget framework we help students develop.

This event teaches students how to budget for making on-time, monthly payments after they are out of high school. It will also provide hands-on experience with writing checks, filling out a check register, balancing their checks and learning about loans, etc.

Contact Karen at (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.


What is NEFE?
The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.

What is the NEFE High School Financial Planning Program?
The NEFE High School Financial Planning Program (HSFPP) is a six-unit program providing teens with a greater understanding of and ability to manage their personal finances in the areas of goal setting, budgeting, and saving. The program uses unique games, simulations, case studies, and interactive exercises to provide hands-on experience for students to test and apply the financial principles and concepts being taught. Its six units function as “mini” courses that can be completed in as few as ten classroom hours.

What Does It Teach Students?

  • Identify and prioritize their personal money management goals
  • Develop a budget
  • Track their income and spending to stay within their budget
  • Understand the cost of using credit
  • Protect their assets as they begin to accumulate money
  • Comprehend the impact of time on the value of their money? Especially important in reaching savings goals

DuTrac will provide a financial services professional to help teach the HSFPP in the classroom. While team-teaching is not a requirement, it has been found that the combined talents of an experienced teacher and a volunteer financial advisor offer the greatest benefit to high school students.

How Can I Participate?
To put this program to work in your school or community, simply contact Kirby Snitker at or by phone at (563) 582.1331 or (800) 475.1331 to request an HSFPP Information Kit. This kit explains how the program works in the classroom and contains a copy of the Student Guide and the forms needed to request the materials

Print This Page