Educational Opportunities

College Savings Iowa Account

No matter the occasion, a College Savings Iowa account is a great gift, and it’s one of the easiest to give.  Open a College Savings Iowa account in just 10 minutes with as little as $25.  Or, if you know of someone who already has a plan account, you can contribute through Ugift – a free and secure service that lets family and friends add to an existing College Savings Iowa account.

This 529 Day – May 29, 2019 – you could win $529!  Visit Iowa529Contest.com to enter our 529 Day celebration giveaway!  You could win $529 in a College Savings Iowa account for a special child!

Investment returns are not guaranteed, and you could lose money by investing in College Savings Iowa.  For more information about College Savings Iowa, call 888.323.8501 or visit CollegeSavingsIowa.com to obtain a Program Description.  Investment objectives, risks, charges, expenses and other important information are included in the Program Description; read and consider it carefully before investing.  Vanguard Marketing Corporation, Distributor.

If you are not an Iowa taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.  Other state benefits may include financial aid, scholarship funds and protection from creditors.
College Savings Iowa is an Iowa trust sponsored by the Iowa State Treasurer's Office.  The Treasurer of the State of Iowa sponsors and is responsible for overseeing the administration of College Savings Iowa.  

The Vanguard Group, Inc., serves as Investment Manager and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists the Treasurer with marketing and distributing the Plan.  Ascensus College Savings Recordkeeping Services, LLC, provides records administration services.  The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds.

College Savings Iowa and the College Savings Iowa logo are trademarks of the State of Iowa.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC.

2019 State of Iowa 

College Savings Iowa 529 Plan
321 East 12th Street, 1st Floor
Des Moines IA 50319-0005

BizKid$ Lesson Plan Topics

This project has received funding through a grant from the National Credit Union Foundation.

  • BizKid$ Basics: Learn budgeting basics, credit insurance, taxes, saving and how to make smart purchases to avoid debt.
  • Careers: Learn about career options, ethics, taxes paycheck deductions and how to overcome failure.
  • Credit & Debit: Learn what is good credit, how to use credit wisely, how to get a good credit score, the impact of too much debt and how to get out of debt.
  • Entrepreneurship: Learn brainstorming ideas, marketing, selling, managing income and expenses, growing a business and “green” business ideas.
  • Financial Markets & The Economy: Learn about stock exchanges, economic cycles, financial institutions, global economy, and how the value of money is created.
  • Financial Planning: Learn about financial goal setting, budgeting, compound interest and financial planning.
  • Personal Finances: Learn tips of saving and investing, budgeting, money math, financial planning and how to use power of compound interest.

Contact Karen at ktegeler@dutrac.org (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.

Financial Literacy Fairs

DuTrac’s financial literacy fair proposal utilizes 13 different “booths” with DuTrac staff at each booth to assist students in making decisions based on their income, real-life anticipated expenses and works within a budget framework we help students develop.

This event teaches students how to budget for making on-time, monthly payments after they are out of high school. It will also provide hands-on experience with writing checks, filling out a check register, balancing their checks and learning about loans, etc.

Contact Karen at ktegeler@dutrac.org (563) 585.8584 or (800) 475.1331, ext. 8584 for more information.

NEFE

What is NEFE?
The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.

What is the NEFE High School Financial Planning Program?
The NEFE High School Financial Planning Program (HSFPP) is a six-unit program providing teens with a greater understanding of and ability to manage their personal finances in the areas of goal setting, budgeting, and saving. The program uses unique games, simulations, case studies, and interactive exercises to provide hands-on experience for students to test and apply the financial principles and concepts being taught. Its six units function as “mini” courses that can be completed in as few as ten classroom hours.

What Does It Teach Students?

  • Identify and prioritize their personal money management goals
  • Develop a budget
  • Track their income and spending to stay within their budget
  • Understand the cost of using credit
  • Protect their assets as they begin to accumulate money
  • Comprehend the impact of time on the value of their money? Especially important in reaching savings goals

DuTrac will provide a financial services professional to help teach the HSFPP in the classroom. While team-teaching is not a requirement, it has been found that the combined talents of an experienced teacher and a volunteer financial advisor offer the greatest benefit to high school students.

How Can I Participate?
To put this program to work in your school or community, simply contact Kirby Snitker at ksnitker@dutrac.org or by phone at (563) 582.1331 or (800) 475.1331 to request an HSFPP Information Kit. This kit explains how the program works in the classroom and contains a copy of the Student Guide and the forms needed to request the materials

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