Safe & Sound since 1946

Safe & Sound since 1946

With recent announcements regarding bank failures, DuTrac views this as an opportunity to provide its members with peace of mind during a period when many of us do not have access to all the facts. We also want to re-assure our members of the safety and soundness of their credit union deposits, and to remind members of the credit union difference as a member-owned financial cooperative.

DuTrac Community Credit Union has almost 77 years of committed financial service to our area communities. As a DuTrac member, you are an actual owner of DuTrac, a not-for-profit financial cooperative.

DuTrac’s first priority is, and always has been, our member’s financial success. Right next to this first priority is a tremendous focus on your funds’ safety as well as the financial security of DuTrac with special emphasis placed on the ability to access funds and data at the credit union.

DuTrac has their financial records examined annually by state and federal regulators, as well as an independent auditor. These exams and audits come back each year clean, with no issues or concerns.

DuTrac is strong. Our net worth ratio is almost 12%, and our regulators only require a minimum of 7%.

You may also visit for more information about the National Credit Union Share Insurance Fund coverage for member deposits OR visit the website of the federal regulator, the National Credit Union Administration.

Again, your money is safe and secure at our credit union, and protected up to $250,000 per individual depositor. You may qualify for additional coverage if you own share accounts in different categories. Examples would be joint accounts, retirement accounts or revocable trusts. Please visit or call 563-582-1331 with questions.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.