About DuTrac

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A community partner since 1946.

DuTrac was founded by John Deere Dubuque Tractor Works employees who wanted to offer their coworkers an alternative to commercial banks and other for-profit financial institutions. With one office within the plant, 56 members, and a little over $2,000 in deposits and outstanding loans of $1,195, DuTrac became a reality in 1946.

Today, we serve individuals and families in a 34-county area and continue to be a not-for-profit cooperative, existing solely to serve nearly 50,000 members rather than to maximize corporate profits. That means any profits earned are returned to the members in the form of lower loan rates and higher deposit rates—unlike a bank where profits go into the pockets of investors and stockholders. When you become a DuTrac member, you also become an owner.

Volunteer Board of Directors

We’re proud to be governed by a volunteer Board of Directors. These individuals work together to plan general policy and provide strategic insight to ensure we are offering the services you deserve as a member owner. Each board member serves for three years.

Nicholas Specht

Board member since 2015

Chad Kruse

Vice Chairman
Board member since 2021

Kevin Mueller

Board member since 2013

Daniel Deutmeyer

Board member since 1992

Crenna Brumwell

Board member since 2021

David Eggers

Board member since 2015

Scott Neyens

Board member since 2013

Harlan Pedretti

Board member since 1983

Michael Ready

Board member since 1990

John Vail

Board member since 2013

Teri Zuccaro

Board member since 2023

Senior Management

Andrew Hawkinson
President & CEO

Kim Adams
Senior VP of Operations and Facilities

Michelle Ariss
Senior VP of Finance

Megan Egan
Senior VP of Human Resources

Lee Hoerner
Senior VP of Sales & Service

Ron Kinsella
Senior VP of Lending

Andy Lassen
Senior VP of Information Technology

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.