Learn More

Our Fall Newsletter is now available!

Read about our scholarship program, Decorah branch opening, upcoming events, and more.

Read it here!
Learn More Skip-A-Pay 2024

DuTrac is once again offering members the opportunity to skip your November or December monthly loan payment. Free up some additional cash to help take the edge off your holiday stress with DuTrac's Skip-a-Pay!

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Skip-A-Pay Is Back!

Click for complete details

HELOC 4.99%

Unlock your home’s equity and enjoy 4.99% APR* on a new Home Equity Plus Line of Credit.

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Imagine the possibilities,
then make it a reality.

Click for complete details

Become A Member/Decorah

• Better loan rates
• Higher savings rates
• A variety of products and services
• Customer service focused on your needs

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Become a DuTrac member today!

Annual Meeting 2024

Monday, October 14, 2024
5:30 p.m. – 6:30 p.m.
We invite you to participate virtually.

Learn More

2024 Annual Meeting

Introducing Learn More Convenience
has arrived.

MOBILE BRANCH

 

 

How can we help you today?

Buy a home

Whether it’s your first house, a refinance of your empty nest, or something in between, we’ll make the process easy.

Drive your dream

The low rates you want, the payment terms you need. Take advantage of all that a DuTrac vehicle loan can offer.

Build a business

Borrowing options, expert advice, and support that’s second-to-none. Our team is your team.

Finance your plans

Credit cards, personal loans, student loans, and more. We’re here to help when you need us.

Great Rates

From mortgages to CDs and much more.

Introducing Mobile Branch.

Convenience has arrived.

Now the personal service of a traditional DuTrac office can travel right to our communities.

Explore the freedom and flexibility of banking on the move.

The loan for anything!

Enjoy the freedom that comes with a personal loan from DuTrac.

 Consolidate high-interest rate debt.

 Tackle home improvement projects.

 Take that dream vacation.

 Pay off unexpected bills.

 Celebrate a wedding or other special event.

Make purchases with your Mastercard®. Earn chances to win.

Help protect yourself from the unexpected.

Accidental death and dismemberment insurance – NOW with cancer, heart and stroke coverage.

Advice, News & Events

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet from Thursday, October 10 starting at 4:00 p.m. through Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.