HELOC 4.99%

Unlock your home’s equity and enjoy 4.99% APR* on a new Home Equity Plus Line of Credit.

Learn More

Imagine the possibilities,
then make it a reality.

Click for complete details

Become A Member/Decorah

• Better loan rates
• Higher savings rates
• A variety of products and services
• Customer service focused on your needs

Learn More

Become a DuTrac member today!

Our Summer Newsletter is now available!

Read it now

Read about our new scholarship winners, safeguarding against scammers, upcoming events and more.

Get your finances in shape with interest rates lower than the national average.

Learn More

Drop some rate with a DuTrac Credit Card.

Annual Meeting 2024

Monday, October 14, 2024
5:30 p.m. – 6:30 p.m.
We invite you to participate in-person or virtually.

Learn More

2024 Annual Meeting

Learn More Introducing Learn More Convenience
has arrived.




How can we help you today?

Buy a home

Whether it’s your first house, a refinance of your empty nest, or something in between, we’ll make the process easy.

Drive your dream

The low rates you want, the payment terms you need. Take advantage of all that a DuTrac vehicle loan can offer.

Build a business

Borrowing options, expert advice, and support that’s second-to-none. Our team is your team.

Finance your plans

Credit cards, personal loans, student loans, and more. We’re here to help when you need us.

Great Rates

From mortgages to CDs and much more.

Introducing Mobile Branch.

Convenience has arrived.

Now the personal service of a traditional DuTrac office can travel right to our communities.

Explore the freedom and flexibility of banking on the move.

The loan for anything!

Enjoy the freedom that comes with a personal loan from DuTrac.

 Consolidate high-interest rate debt.

 Tackle home improvement projects.

 Take that dream vacation.

 Pay off unexpected bills.

 Celebrate a wedding or other special event.

Make purchases with your Mastercard®. Earn chances to win.

Help protect yourself from the unexpected.

Accidental death and dismemberment insurance – NOW with cancer, heart and stroke coverage.

Advice, News & Events

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.