Other Secured Loan

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Stress free secured loans start here.

The road to ownership is easy! Get pre-approved with a DuTrac secured loan before you shop.

Count on DuTrac for loans for both new and used tractors, trailers, and farm equipment: 

  • Garden Tractor
  • Utility Tractor
  • Skid Loader
  • Utility Trailer
  • Dump Trailer
  • Farm Equipment 

For qualified members, a DuTrac loan also offers:

  • A rate based on standard underwriting and creditworthiness criteria.
  • Fast online (apply below) or in-branch approvals
  • Pre-approved loans
  • A .25% discount when using an EcoPlus Account with e-Statements and a recurring direct deposit 

Already have a secured loan with another lender? Ask about DuTrac’s Member Advantage.

Any DuTrac member, at any time, can move any secured consumer loan(s) with another lender to DuTrac and receive an interest rate discount of up to or more than 1% less interest than you’re currently paying. If DuTrac’s standard rate is even lower, you’ll receive the lower rate.*

*Membership in DuTrac Community Credit Union is a condition of this offer. To qualify for membership, certain eligibility requirements must be met. Loan approval is subject to DuTrac’s normal underwriting guidelines and some restrictions apply. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.

Additional benefits available include:

Our Member’s Choice Payment Protection can help if your income is reduced or eliminated due to involuntary unemployment, a disabling injury or illness or an unexpected death. Click here to begin a Member Protection claim.

All DuTrac branches will be closed on Tuesday, November 11, for Veterans Day.

Heads up! Homebanking MobileLink and ATMs will be down for maintenance Nov. 11, 10:30 PM–6:00 AM

All DuTrac branches will be closed on Monday, September 1 for Labor Day.

ATTENTION! www.dutrac.org will be down for scheduled maintenance on Monday, September 22, starting at 11 PM until 5 AM. Online Banking, Mobile App, and AccessLine remain available.

ATTENTION:  e-Banking and the DuTrac app will be UNAVAILABLE for a system upgrade. The system will be down Monday, September 8 at 10:00 pm to Tuesday, September 9 at 7:00 am.

Scheduled Maintenance Alert - March 12th from 10 PM to 12 AM. Home Banking, Mobile Link, and Access Line will be temporarily unavailable. For questions, please call 563-582-1331 or email members@dutrac.org.

All DuTrac branches will be closed on Wednesday, January 1 for New Year's Day.

All DuTrac branches will be closed at 1:00PM on Tuesday, December 24 for Christmas Eve and all day Wednesday, December 25 for Christmas Day.

All DuTrac branches will be closed on Thursday, November 27, for Thanksgiving.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, February 17, for Presidents' Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.