Saving money is as Easy as 1-2-3 with DuTrac Community Credit Union!
- Refinance any secured consumer loan from another lender to DuTrac and receive an interest rate up to 1%* less than you’re currently paying! Plus, if DuTrac’s standard rate is even lower, we’ll give you the lower rate!
- Earn a cash bonus of up to $200!**
- Defer your first payment by up to 3 months!***
If you have further questions regarding DuTrac’s “As Easy As 1-2-3” promotion, don’t hesitate to get in touch with a DuTrac financial services consultant by email at members@dutrac.org, by phone at 563.582.1331, or stop into any of our branch office locations.
*A minimum rate of 4.99% applies. All loans are subject to DuTrac Community Credit Union’s (DuTrac) lending policies, product term limits, and credit qualifications. Verification of employment may be required. Must be at least 18 years old to qualify for a loan. **Cash back bonus amount is $200 for loans $20,000 or greater. Cash back bonus is $100 for loans greater than $10,000 and less than $20,000. The cash back bonus will be deposited into the members savings account after DuTrac receives the title with our lien, proof of insurance listing DuTrac as lien holder and members makes their first payment. ***If you postpone your payment, finance charges will still accrue during the deferred period and will increase the total amount to repay. This offer is not valid to refinance existing DuTrac loans. Does not apply to real estate, home equity, share secured, personal loans, lines of credit or business loans. If you participate in this offer: 1) you may receive Form 1099-NEC at year end; 2) the cash back bonus will be forfeited and added to the payoff amount if the loan is closed within six (6) months of opening. Rates, terms, and offer are subject to change at any time and without notice. Membership with a $5.00 savings account at DuTrac is required. This promotion is valid through 12/31/2025.