DuTrac Community Credit Union Scholarship Program

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Supporting our student members.

The DuTrac Community Credit Union scholarship recognizes DuTrac members who demonstrate scholastic excellence, are in good standing as a member and are interested in advancing their education at an accredited community college, trade school, technical college, or university.

DuTrac will award up to ten non-renewable scholarships of $1,000 each for the academic year. Applicants may qualify for only one award.

Application deadline is Friday, March 6, 2026.

  • Entrants must have an account established in their name and be a member in good standing for at least one year at DuTrac Community Credit Union.
  • Entrants must be classified as a high-school senior and be accepted as an incoming freshman at an accredited community college, trade school, technical college or university.
  • Children of DuTrac Community Credit Union employees and board members are not eligible for this scholarship.
  • Incomplete or applications not fulfilling the entry requirements will not be included in the judging.

There are two different options available to apply for this scholarship.

Entrants must answer the essay question below with a minimum of 500 words, double-spaced on the following:

If you were the leader of a financial institution today, what technologies, services, or products would you create to better serve and attract college-age members? In your response, consider the unique financial needs of young adults, the role of technology in modern banking, and how your ideas could promote financial well-being for students and young professionals.

Judging will be accomplished by a panel of impartial judges selected by DuTrac Community Credit Union. DuTrac Community Credit Union will calculate the results, announce and contact the winners.

  • Each judge will award a maximum of 10 points for combined curricular and extracurricular activities and 10 points in the area of scholastic achievement. An additional 30 points will be awarded based on the personal essay. Judges will base essay scores on the following: originality, correct grammar and punctuation, neatness, spelling and clarity of intent.
  • All entries will become the property of DuTrac Community Credit Union upon receipt.
  • Selected winner must begin studies within one year of the date of written notification of the scholarship award.
  • Selected winner must be enrolled as a full-time student for second semester at an accredited community college, trade school, technical college or university and provide DuTrac Community Credit Union with written verification of full-time enrollment before funds can be released.
  • Scholarship funds will be paid directly to the institution in the name of the recipient within three months of written notification of full-time enrollment for the second semester. If the recipient decides later not to attend post-graduate school or becomes ineligible per the guidelines outlined herein, he/she must forfeit the scholarship funds.
  • Scholarship funds will be used for tuition reimbursement only.
  • Applicants must provide an official copy of their most recent high school transcript, completed application, essay of at least 500 words double-spaced, college acceptance letter and senior photo.

DuTrac Community Credit Union has the sole authority to amend rules to ensure fairness in the awarding of these scholarships.

For additional information or questions concerning this scholarship program, please contact Karen Tegeler at ktegeler@dutrac.org or 563-585-8584.

2026 Warren A. Morrow Memorial Scholarship application

Coming soon, please check back.

 

Dubuque Area Labor Management Council (DALMC) Scholarships

Coming soon, please check back.

All DuTrac branches will be closed on Tuesday, November 11, for Veterans Day.

Heads up! Homebanking MobileLink and ATMs will be down for maintenance Nov. 11, 10:30 PM–6:00 AM

All DuTrac branches will be closed on Monday, September 1 for Labor Day.

ATTENTION! www.dutrac.org will be down for scheduled maintenance on Monday, September 22, starting at 11 PM until 5 AM. Online Banking, Mobile App, and AccessLine remain available.

ATTENTION:  e-Banking and the DuTrac app will be UNAVAILABLE for a system upgrade. The system will be down Monday, September 8 at 10:00 pm to Tuesday, September 9 at 7:00 am.

Scheduled Maintenance Alert - March 12th from 10 PM to 12 AM. Home Banking, Mobile Link, and Access Line will be temporarily unavailable. For questions, please call 563-582-1331 or email members@dutrac.org.

All DuTrac branches will be closed on Wednesday, January 1 for New Year's Day.

All DuTrac branches will be closed at 1:00PM on Tuesday, December 24 for Christmas Eve and all day Wednesday, December 25 for Christmas Day.

All DuTrac branches will be closed on Thursday, November 28, for Thanksgiving.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, February 17, for Presidents' Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.