Personal Loan/Personal Line of Credit
The loan for anything!
Enjoy the freedom that comes with a personal loan from DuTrac.
DuTrac’s personal loan is – well, the loan for anything!
✔ Consolidate high-interest rate debt.
✔ Tackle home improvement projects.
✔ Take that dream vacation.
✔ Pay off unexpected bills.
✔ Celebrate a wedding or other special event.
When you need cash quickly, we’re here to help with an affordable fixed-rate personal loan tailored to the amount and term that fits your situation. As a DuTrac member, you can benefit from:
- Low, competitive interest rates
- Fast approval
- Flexible payment terms of up to 48 months
- No prepayment penalties
- No annual fees
- No origination fees
Our personal loans are unsecured loans, meaning you do not need to pledge any collateral to receive the funds, but it does result in a slightly higher interest rate than other types of consumer loans. Personal installment loan rates are based on an individual’s risk-based lending evaluation, term of the loan and credit score, making these a more affordable option than a credit card for expenses and debt consolidation.
You’ll have your money in two business days or less, guaranteed.
Line of Credit Loan
Access cash anytime you need it with a revolving line of credit that can be set up as overdraft protection. It’s an easy path to peace of mind should your checking account balance not cover a check. Your check clears uninterrupted and saves you non-sufficient fund (NSF) fees. Plus, you can access your account 24/7 through e-Banking or the Mobile App.
Not a DuTrac member? Learn more about all the benefits of membership and open an account today.
Let us help you reach your goals.
Additional benefits available include:
Our Member’s Choice Payment Protection can help if your income is reduced or eliminated due to involuntary unemployment, a disabling injury or illness or an unexpected death. Click here to begin a Member Protection claim.