News and Events

Home » Connect » News and Events
Seven tips to improve your credit

Seven tips to improve your credit

Pay your bills on time All of them, every time, period.  Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk. Those consumers having the highest average FICO scores have a utilization of 7%.FICO’s scoring systems don’t differentiate between those who pay revolving credit sources, e.g. credit cards, in full each month and those who carry a balance. A utilization rate at the time a lender...

Read More
2022 Holiday Kids Concerts

2022 Holiday Kids Concerts

DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re...

Read More
Sweepstakes and lottery scam

Sweepstakes and lottery scam

This simple scam is one with which most credit unions are familiar. In this one, scammers inform a member that...

Read More