News

Your New Debit Card Is Ready To Use

You may begin using your new DuTrac debit card today, March 20. If you have not activated your card already please do so by calling (800) 992.3808. Once your debit card is activated, please remember to destroy your old card(s). Also remember to provide your new debit card number to any merchants who automatically bill…

Important Information Regarding Your Tax Refund

Tax season is here. If you plan on having a tax refund deposited into your DuTrac account please provide the following information to your tax advisor: DuTrac's routing number: 273974549 The account number you would like the refund deposited into. (Refunds can only be deposited into a main savings or checking account, not subshare accounts.)…

Steps to Opening a Small Business

It takes more than a great idea and entrepreneurial spirit to be your own boss. But if you follow the right path, that dream can be within reach. Here’s what you need to do to start a small business. Create Your Business Plan A solid business plan helps you organize your ideas and attract potential…

7 Banking Tips for Young Millennials

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.…

Isn't it time?

You may have recently read or heard about the Wells Fargo customer service fraud practices making headlines. Given the nature and frequency of such wide-spread scandals of consumer deception within the nation’s largest financial institutions, such behavior is often swept under the rug by these firms with the clear goal of gaining additional market share…

How To Spot ATM Skimmers

There have been numerous reports of ATM skimming devices being found in the area both on and offsite of financial institutions. To protect yourself against ATM skimmers, it is important to understand what these devices are and how to spot one. These skimming devices are malicious card readers that steal data from your card’s magnetic…

Tips for Protecting Yourself Against Fraud

In the dynamic world of technology, more cases of online fraud and identity theft seem to be occurring. DuTrac is committed to protecting its members and their funds. In this digital era, members can never be too protective of your personal and financial information. Below are eight tips to help protect you, your funds and…

Thinking About Purchasing Your First Home?

4 important things to consider when purchasing a home. You have rented for years or maybe decided it is time to leave the nest and move out of your parent’s house. Regardless of the situation, deciding to purchase your first home is a huge decision. It may be tempting to immediately start searching for the…

2016 Scholarship Recipients

Seven 2016 graduates from DuTrac’s field of membership were awarded scholarships through DuTrac Community Credit Union’s 2016-2017 Academic Scholarship Program. Recipients of the $1000 scholarships were: Tyler Dau, son of Kent and Kristie Dau, is a graduate of North Scott High School in Eldridge, IA. Dau plans to attend the University of Northern Iowa with…

Protect Yourself from Fraud

Four Tips for Keeping Your Information Safe 1. Guard your information online. Creating strong passwords is one of the best ways to protect your online information. Make sure you are not using the same password for every account and update passwords frequently. Being careful with unsecured Wi-Fi is also important for protecting you online information.…

NCUA Reminds About Benefits of Earned Tax Credit

Qualified Taxpayers Can Receive up to $6,242 by Filing with the IRS. The National Credit Union Administration is joining the Internal Revenue Service and other federal agencies to remind qualified taxpayers about the potential benefits of applying for the Earned Income Tax Credit. “Low-income working families can receive a substantial benefit if they qualify for…

Your Financial Checklist for 2016

Use these 7 steps in January to take control of your finances in 2016. 1. Make a budget. If you have not already done so, create a plan for monthly spending. 2. Track your expenses. Begin tracking your month-to-month expenses and know where your money is going. DuTrac's Advance is a great tool for this.…

Credit unions continue to offer best banking deals

Kiplinger.com, a personal finance website, reported credit unions across the country are still providing exceptional deals to their members amidst low interest rates and high ATM fees. DuTrac is no exception. The EcoPlus Account is a package deal which offers great benefits to DuTrac members. This no-cost checking account does not require a minimum balance…

DuTrac receives $10,000 grant

DuTrac has received a $10,000 grant from the National Credit Union Foundation (the Foundation) to be used to host financial literacy fairs in area schools. “At the Foundation, we’ve seen great success across the country with experiential learning financial education programs such as reality fairs and retirement fairs,” said Lois Kitsch, National Program Director at…

DuTrac Makes Donations To Local Organizations

Beginning this year, in lieu of its Member Appreciation Days, DuTrac will be making donations on behalf of its members in local communities where DuTrac has a physical branch location. Each donation is given "on behalf of DuTrac's members" giving further recognition to the work and contributions each DuTrac member makes in his/her community. These…

Buying A Home? Consider These Factors.

When the Federal Reserve stopped buying bonds in October of last year, it only made sense that interest rates would rise. This sparked urgency among homebuyers throughout the area to take advantage of the historically low mortgage rates before they spiked. The potential for a rise in mortgage rates is always there, but in the…

Chemical Credit Union Membership Approves Merger with DuTrac

During a special meeting, the membership of Chemical Credit Union (Chemical) overwhelmingly voted to approve the proposed merger between Chemical and DuTrac Community Credit Union (DuTrac). The merger vote took place after receiving preliminary approval from both state and federal regulators. The merger is to be effective on May 31, 2015. The combined entity will…

Financial Advantages of Credit Union Checking Accounts

Credit unions have come out on top when it comes to the consumer cost of checking accounts according to a survey by Bankrate.com. The data collected by Bankrate showed 72% of the largest credit unions in the nation offer free standalone checking accounts compare to 38% of the largest banks. Read the complete article here.

DuTrac Collects Hundreds of Valentines for Vets

DuTrac in partnership with Radio Dubuque collected over 600 valentines through their joint community service program “Valentines for Vets.” Community members dropped off valentines at DuTrac’s Dubuque office locations and submitted valentines electronically. Valentines were hand-delivered by Jim Wagner from the Veteran’s Freedom Center to the Veterans Hospital in Iowa City on February 13. "’Valentines…

2015: The Year to Switch to a Credit Union

The Motley Fool, a personal investment website, reported that credit unions have become fiercely competitive. The website predicts that 2015 will be the year for consumers to make the move from a bank to a credit union. Read the complete article here.