Auto Rates

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Rates effective January 9, 2023
Model Year37 Months50 Months66 Months72 Months84 Months
2021 & Newer5.74%5.84%5.94%6.04%6.14%
2020 – 20195.84%5.94%6.04%6.14%6.24%
2018 – 20166.34%6.44%6.54%6.64%

*Rates are stated as Annual Percentage Rate (APR) and include a .25% discount through the EcoPlus Account which requires member to subscribe to e-Statements and establish a recurring direct deposit. The APR you receive will be based upon creditworthiness criteria. Rates are subject to change without notice. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.

 

2021 & Newer:

– 37 Months at 5.74%; 37 payments at $29.55 per $1,000 borrowed; Monthly Payments
– 50 Months at 5.84%; 50 payments at $22.58 per $1,000 borrowed; Monthly Payments
– 66 Months at 5.94%; 66 payments at $17.80 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.04%; 72 payments at $16.59 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.14%; 84 payments at $14.68 per $1,000 borrowed; Monthly Payments

2020-2019:

– 37 Months at 5.84%; 37 payments at $29.60 per $1,000 borrowed; Monthly Payments
– 50 Months at 5.94%; 50 payments at $22.63 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.04%; 66 payments at $17.85 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.14%; 72 payments at $16.64 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.24%; 84 payments at $14.72 per $1,000 borrowed; Monthly Payments

2018-2016:

– 37 Months at 6.34%; 37 payments at $29.83 per $1,000 borrowed; Monthly Payments
– 50 Months at 6.44%; 50 payments at $22.86 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.54%; 66 payments at $18.08 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.64%; 72 payments at $16.88 per $1,000 borrowed; Monthly Payments