Auto Rates

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Rates effective March 25, 2024
Model Year37 Months50 Months66 Months72 Months84 Months
2022 & Newer6.44%6.54%6.64%6.74%6.84%
2021 – 20206.54%6.64%6.74%6.84%6.94%
2019 – 20177.64%7.74%7.84%7.94%

*Rates are stated as Annual Percentage Rate (APR) and include a .25% discount through the EcoPlus Account which requires member to subscribe to e-Statements and establish a recurring direct deposit. The APR you receive will be based upon creditworthiness criteria. Rates are subject to change without notice. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.

 

2022 & Newer:

– 37 Months at 6.44%; 37 payments at $29.88 per $1,000 borrowed; Monthly Payments
– 50 Months at 6.54%; 50 payments at $22.91 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.64%; 66 payments at $18.14 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.74%; 72 payments at $16.93 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.84%; 84 payments at $15.02 per $1,000 borrowed; Monthly Payments

2021-2020:

– 37 Months at 6.54%; 37 payments at $29.93 per $1,000 borrowed; Monthly Payments
– 50 Months at 6.64%; 50 payments at $22.96 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.74%; 66 payments at $18.18 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.84%; 72 payments at $16.98 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.94%; 84 payments at $15.07 per $1,000 borrowed; Monthly Payments

2019-2017:

– 37 Months at 7.64%; 37 payments at $30.42 per $1,000 borrowed; Monthly Payments
– 50 Months at 7.74%; 50 payments at $23.46 per $1,000 borrowed; Monthly Payments
– 66 Months at 7.84%; 66 payments at $18.70 per $1,000 borrowed; Monthly Payments
– 72 Months at 7.94%; 72 payments at $17.50 per $1,000 borrowed; Monthly Payments

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.