Author: sklavitter

The Cost or Savings of Credit
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The Cost or Savings of Credit

Remember “The Golden Rule to Credit”…the higher the better when it comes to a credit score. Consumers have four primary advantages with a higher credit score: Reduces the pain of interest rate hikes, Borrowers qualify for a lower interest rates, Saves money on your monthly loan payments , A higher score will also more likely...

Grumpy Old Men – The Musical
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Grumpy Old Men – The Musical

Wednesday, April 12, 2023 – Circa ’21 Dinner Playhouse – Rock Island, IL Fasten your seat belt, it’s going to be a grumpy ride! Based on the classic 1993 Warner Brothers film starring Jack Lemmon, Walter Matthau and Ann-Margret, this hilarious new show has two aging neighbors, Max and John, feuding for more than fifty...

Understanding credit and credit scores
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Understanding credit and credit scores

What is Credit and a Credit Score? Credit is the ability to borrow money or access goods or services with the understanding consumers will repay the borrowing with interest later. It is based on weighted factors and shown as a number typically between 300 and 850, called a credit score, A credit score tells lenders a...

Grow confident in your retirement plan, join webinar
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Grow confident in your retirement plan, join webinar

Most individuals spend just a few brief moments reviewing their retirement account balance when the quarterly statement shows up. It’s true that markets are unpredictable, and some years are better than others, but the fact of the matter is a successful retirement plan involves more than a periodic balance check. Attend First Community Trust’s no-cost...

Beware of the Google Voice scam
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Beware of the Google Voice scam

If there’s one constant among scammers, it’s that they’re always coming up with new schemes, like the Google Voice verification scam. Have you heard about it? Here’s how it works. Scammers target people who post things for sale on sites like Craigslist or Facebook Marketplace. They also prey on people who post looking for help...

2022 Holiday Kids Concerts
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2022 Holiday Kids Concerts

DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re excited to have our local schools showcase their talented students this holiday season. Tune in and listen on Dubuque station KAT FM 92.9 and Dyersville station KDST 99.3 starting December 1.   Click here to...

How to recognize a phone scam
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How to recognize a phone scam

Telephone scammers impersonate people they believe you know or trust. They pretend to be attorneys, police officers, creditors, and even credit union representatives by spoofing phone numbers from known sources. It may even look like a credit union number on your caller ID screen. The con artist claims there is a time-sensitive issue that requires...

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.