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CardValet Update May 2
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CardValet Update May 2

On May 2, CardValet® will update its app on Apple® App and Google® Play stores. The digital debit/credit card management application helps reduce fraud by monitoring debit/credit card accounts with a smartphone. Security features include “turning off” your card(s) when not in use, establishing transaction spending limits, and declining a transaction when a charge exceeds...

Five Steps to Credit Repair
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Five Steps to Credit Repair

The first step is understanding how credit works and begin making a plan. Lock away your credit cards. Now, do not close your accounts just yet. If your credit rating is poor you may have a difficult time getting new cards. The first step is to stop using them and stick to your immediate goal...

Making a Budget
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Making a Budget

Making a budget is the most important step in controlling your money. A budget allows you to track your Income (the money that you have) and your Expenses (the money you spend). By writing down your monthly income and expenses, you can see how much money you expect to have for the month and plan...

A Dozen Ways to Save your Paycheck
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A Dozen Ways to Save your Paycheck

Pay yourself first! Decide on a specified percent of your take home pay for savings and set those funds aside before paying any other expenses. Collect coins in a jar. Bank your refunds. Rather than spending an income tax refund, use it to pay down a high interest credit card debt. Continue paying a loan....

Understanding Credit Reports
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Understanding Credit Reports

Maintain Your Reputation The loan officer keys your application information into the computer, but you are thinking of the new ride you are going to buy. Those thoughts are interrupted when the loan officer drops the bomb. You do not qualify for a loan; you credit report has too many negative events. Poof – the...

Tips for Students Going Off to College
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Tips for Students Going Off to College

Stick to a Budget The word budget scares off many adults as well as teens, but a budget is the best way to ensure discipline with your finances. Start by estimating monthly expenditures for major categories such as school expenses, transportation, food, clothing and entertainment. Keep tabs on spending with an Excel spreadsheet or keep...

12 Smart Things To Do With Your Tax Refund
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12 Smart Things To Do With Your Tax Refund

A tax refund marks a great chance to set yourself in a better position for the future. If you’re getting a windfall from the IRS, here are a dozen great ways to make sure your money continues to work for you. 1. Have a little fun!  It’s ok to have some fun with your refund....

As Internet Usage Increases So Do Opportunities for Cybercriminals
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As Internet Usage Increases So Do Opportunities for Cybercriminals

As access to financial services becomes more technology driven, with improved security features, scammers and fraudsters are evolving just as quickly in order to take advantage of the unwary or uninformed consumer.  With an estimated impact of $6 trillion by 2021 (Gemalto.com), cybercrime may not only be financially devastating – it could also devastate a...

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Three Must-Do Money Moves for Millennials

Life is full of decisions, some bigger or more impactful than others.  This is fairly obvious. What’s not so obvious is that some seemingly small decisions you make as a young person – we’re talking about money decisions – can have life-changing consequences, both good and bad. To focus on the positive, here are three...