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Safe & Sound since 1946
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Safe & Sound since 1946

With recent announcements regarding bank failures, DuTrac views this as an opportunity to provide its members with peace of mind during a period when many of us do not have access to all the facts. We also want to re-assure our members of the safety and soundness of their credit union deposits, and to remind members of the credit union difference as a member-owned financial cooperative.

A Dozen Ways to Save your Paycheck
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A Dozen Ways to Save your Paycheck

Pay yourself first! Decide on a specified percent of your take-home pay for savings and set those funds aside before paying any other expenses. Collect coins in a jar. Bank your refunds. Rather than spending an income tax refund, use it to pay down a high-interest credit card debt. Continue paying a loan. Once you...

Making a Budget
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Making a Budget

Making a budget is the most important step in controlling your money. A budget allows you to track your Income (the money that you have) and your Expenses (the money you spend). By writing down your monthly income and expenses, you can see how much money you expect to have for the month and plan...

Five Steps to Credit Repair
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Five Steps to Credit Repair

The first step is to understand how credit works and begin making a plan. Lock away your credit cards. Now, do not close your accounts just yet. You may have difficulty getting new cards if your credit rating is poor. So the first step is to stop using them and stick to your immediate goal...

DuTrac Community Credit Union Gifts $1.3 Million to Iowa Credit Union Foundation
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DuTrac Community Credit Union Gifts $1.3 Million to Iowa Credit Union Foundation

DuTrac Community Credit Union is pleased to announce their recent gift of $1.3 million to the Iowa Credit Union Foundation (ICUF) in order to establish the new DuTrac Community Credit Union Fund (DuTrac Fund). The DuTrac Fund is a donor advised fund that will be administered by ICUF. Since its founding in 1946, DuTrac Community Credit Union has...

Understanding Credit Reports
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Understanding Credit Reports

Maintain Your Reputation The loan officer keys your application information into the computer, but you are thinking of the new ride you are going to buy. Those thoughts are interrupted when the loan officer drops the bomb. You do not qualify for a loan; you credit report has too many negative events. Poof – the...

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.